Effective Date: 09/16/2024
At https://physicianbanks.org/ (referred to as “we”, “us”, or “our”), we value your privacy and are committed to protecting your personal information. This Privacy Policy outlines how we collect, use, share, and protect your information when you visit our website https://physicianbanks.org/ (the “Website”).
By using our Website or services, you agree to the collection and use of your information in accordance with this Privacy Policy. If you do not agree with this policy, please do not use our Website or services.
1. Information We Collect
We collect several types of information to provide you with the best service possible, including:
a) Personal Information
This refers to information that can be used to identify you personally, such as:
- Full name
- Email address
- Phone number
b) Non-Personal Information
This includes data that does not identify you personally but helps us to improve our Website and services, such as:
- Referring websites or search terms
2. Security of Your Information
We implement appropriate security measures to protect your information from unauthorized access, alteration, disclosure, or destruction. However, no method of data transmission over the Internet or method of electronic storage is 100% secure. Therefore, while we strive to protect your personal information, we cannot guarantee its absolute security.
3. Cookies and Tracking Technologies
We use cookies and other tracking technologies to enhance your experience on our Website. Cookies are small files stored on your device that allow us to remember your preferences, track your use of the Website, and understand your browsing habits. You can modify your browser settings to reject cookies, but this may limit your ability to use certain features of our Website.
4. Your Rights
You have the following rights regarding your personal information:
- Access: You may request a copy of the personal information we hold about you.
- Correction: You may request that we correct any inaccuracies in your personal information.
- Deletion: You may request that we delete your personal information, subject to legal requirements.
- Opt-Out: You may opt out of receiving marketing communications from us by following the instructions in our emails or contacting us directly.
To exercise any of these rights, please contact us at [Insert Contact Information].
5. Third-Party Links
Our Website may contain links to third-party websites or services. This Privacy Policy does not apply to these third-party sites. We encourage you to read the privacy policies of any websites you visit via third-party links.
6. Changes to This Privacy Policy
We may update this Privacy Policy from time to time. When we do, we will post the updated version on this page and update the "Effective Date" at the top. We encourage you to review this Privacy Policy periodically for any changes.
If you are a resident of California, you are entitled to certain rights under the California Consumer Privacy Act (CCPA). We are committed to complying with the CCPA to protect your personal information. Below is an outline of your rights under the CCPA and how we comply with its provisions:
Under the CCPA, “Personal Information” includes information that identifies, relates to, or could reasonably be linked with you or your household. In the past 12 months, we may have collected the following categories of personal information:
As a California resident, you have the following rights regarding your personal information:
To exercise any of your rights under the CCPA, please contact us by:
Please specify in your request which CCPA rights you are exercising. We may need to verify your identity before processing your request, which may require additional information from you. We will respond to your request within 45 days, as required by law.
If you are a California resident, you may designate an authorized agent to make a request under the CCPA on your behalf. To do so, please provide written authorization verifying the agent's permission to act on your behalf.
While we do not sell personal information, we may share your information with third-party service providers for business purposes, as described in this Privacy Policy. In the past 12 months, we may have disclosed the following categories of personal information for business purposes:
10. Contact Us
If you have any questions or concerns about this Privacy Policy, please contact us at:
Email: admin@physicianbanks.org
Phone: (804) 453-2151
Info to the user: this website is not a service provider that is able to answer specific questions with regards to rate, qualification terms, or program eligibility. The purpose of this website is to provide you with the best possible service provider that will help your unique scenario and allow you to shop for the best physician loan. You may utilize our Live Chat feature to speak with our liaison who is familiar with many different physician loan programs that will be able to point you in the direction of a loan officer. The mortgage loan originators that advertise on our platform are those who specialize in physician loans.
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